The Best Background Check Sites - Oct. 2020
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> The most accurate, detailed and easy-to- use service from our comparison review.
> Returned the most personal public records information, by far, at an unbeatable price.
> 100% confidential with full deep searches.
> Rated A+ by the BBB
> Check people using anonymous searches
> 24/7 customer service support
> Get premium reports from deep searches
> Accurate and reliable information returned
> In-depth background checks with bulk reports
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> Older website interface but still returned accurate search results
What is a Background Check?
Simply stated, a background check is a process by which an individual or company looks into a person’s public records to verify that the individual is who they claim to be. Background checks may cover the following areas of public records in order to confirm their validity: employment history, criminal records, education and other past activity such as addresses and social media accounts.
Reasons for Background Checks
There are many reasons why an individual or a company may seek to run a background check. A few situations that may lend themselves to background checks are when a person is seeking employment, looking to purchase a firearm, attempting to rent an apartment or attempting to take out a loan. On a personal note, someone may want to look into the identity of a prospective date to ensure that they are who they claim to be.
Types of Background Checks
Depending on the goal of the background check and the information being sought after, the type of background check will vary. Here is a list of the most common background checks:
Employment Background Checks
An employment background check typically takes place when someone applies for a job, but may also take place annually or semi-annually. Such checks are for their employees to help create a safe and secure workplace.
Typically, an employment background check includes information and records from the past seven years, although some states allow up to 10 years.
Criminal Background Checks
A criminal background check is often required in situations where a person or organization needs to know about major criminal activity, including violent or sex crimes, fraud, embezzlement, or felony convictions before making a decision regarding employment, adoption, military enlistment, a firearm purchase, and more.
A criminal background check may include the following record searches:
National criminal databases
Federal and state criminal records
County criminal courts
Domestic and global watch lists
Sex offender registries
Credit Background Checks
A credit background check is a record of a person’s credit-to-debt ratio and shows how someone has managed credit in the past. Also called a credit report, it’s a standard requirement when applying for a car loan, mortgage, credit card, or any other type of loan. Many landlords also check credit reports to verify whether a person applying to rent property has a history of good credit and may be more likely to pay rent on time.
A credit report shows the applicant’s full credit history, including:
Unpaid bills in collections
Recent credit inquiries
Personal Background Checks
Interestingly, if you are curious about your own information and public records, and seeing what prospective employers see when they run your background check, you can run a personal background check on yourself. Depending on the service provider, you can choose which checks or searches you want to perform, and which ones you don’t need.
This could be a great tool to seeing everything that shows up in your background and uncovering any potential errors. It’s common to find mistakes in public information databases. If you discover and address potential errors before an employer or creditor sees them, you could save yourself from missing out on an opportunity to get a job or borrow money.
What Information Does an Online Background Checking Tool Include?
An online background report may include information like:
Birth and death records
Possible associates, friends, roommates, and even exes
A detailed location history report
Criminal, arrest, and traffic records
Education and jobs
Social media profiles
Assets (including owned properties and driven vehicles)
*Disclaimer on Online Background Check Tools
There are many resources online that provide public data about people and their connections to others. They DO NOT provide consumer reports and are not considered a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA). Therefore, the listed sites may not be used to determine an individual’s eligibility for insurance, employment, credit, housing or any other purpose covered by the FCRA. Please visit GoodHire for employment screening needs.